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Merchant Cash Advance
Project Image
Industries Business

Explore our diverse range of loan options tailored to fit the unique needs of your business. Whether you're seeking a traditional business term loan, a flexible line of credit, an SBA loan with advantageous terms, or a quick and convenient merchant cash advance, we've got you covered. Our user-friendly platform enables you to compare different financing options, ensuring you find the right solution to support your business's growth and success.

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  • Loans up to $6,000,000
  • Rates starting at 0.75%* /Mo
  • Terms from 5 months to 10 years*
  • Weekly and monthly payment options*
  • Same day approval
  • Next day Funding*
  • No pre-pay penalties
Apply now
Term Loan
  • Loans up to 100% of equipment value
  • Rates starting at 3.5%
  • Terms from 1 to 10 years
  • Preserve working capital while upgrading operations
  • Same day approval
  • Funding within 72 hours
  • No pre-pay penalties
  • New or used equipment eligible (trucks, machinery, tech, medical)
Apply now
Equipment Finance
  • Credit limits up to $1,000,000
  • Rates starting at 0.83% / Mo
  • Revolving terms, typically 6 months to 24 months
  • Flexible access to funds as needed
  • Pay interest only on what you use
  • Same day approval and funding
  • Both secured and unsecured options available
  • Helps strengthen business credit history
Apply now
Business Line of Credit
  • Loans up to $2,000,000
  • Rates starting at 1.0% / Mo
  • Terms from 12 months to 10 years
  • Covers franchise fees, equipment, build-out, and working capital
  • Same day approval
  • Access to SBA-backed and conventional loan programs
  • Tailored repayment aligned with franchise growth
Apply now
Franchise Loans
  • Advances up to $1,000,000
  • Flexible payback tied to future revenue
  • No fixed monthly payments—repayment adjusts with cash flow
  • Fast approval with minimal documentation
  • Same day approval
  • No collateral required in most cases
  • Ideal for businesses with strong sales but limited assets
Apply now
Revenue Based Financing
  • Rates as low as 0.25% per transaction
  • Next-day or same-day funding available
  • Accept all major credit & debit cards securely
  • EMV chip & contactless payment solutions
  • 24/7 support and chargeback protection
  • Online, in-store, and mobile payment options
  • No pre-pay penalties
Apply now
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What Our Customers are Saying

Proto Financial Testimonials
★★★★★
Professional & honest
"I worked with Hersel, and he was straight-up about what I could expect. No sugarcoating — just results."
– David P., Auto Repair Shop
★★★★★
Team effort!
"Amr and Andrew both checked in with me through the process. It felt like I had partners, not just a lender."
– Jorge L., Logistics Business
★★★★★
Quick, friendly, and efficient.
"I spoke to Rob, and he had everything handled in under 48 hours. That kind of speed is rare."
– Hannah T., Online Retailer
★★★★★
Rob kept it real
"He wasn’t pushy, and I appreciated that. Felt more like advice than sales."
– Sophia K., Daycare Owner
★★★★★
Team effort!
"Amr and Andrew both checked in with me through the process. It felt like I had partners, not just a lender."
– Jorge L., Logistics Business

Find Out How Much Funding You Qualify For

Proto Financial Corp was founded in 2016 with a clear purpose to provide best financial solutions to small businesses.

Speak to a Funding Specialist

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